Category: The Pennies

10 Things to Do On a No-Spend Weekend

Does anyone else experience a certain level of fear when they check their bank account on Monday after a weekend of fun? Even when our weekends are full of adult-y things (i.e. paying bills and grocery shopping), I’m nervous to look at our balance come Monday morning. I’m always shocked by how much we spent and yesterday I decided it was time for us to rein it. I pride myself in being fairly budget conscious, but I try really hard to find a balance between knowing where every penny goes and being spontaneous. I think it would help if we start doing no-spend weekends every once in a while. What are those you ask? During a no-spend weekend, we will not spend money eating out or on activities. If we break the rule, I think we should have to put $10 in our savings account. So the next question becomes, if we can’t spend money, what are we going to spend the weekend doing? I’ve come up with 10 things we can do on a no-spend weekend. (more…)

3 Must Shop Places for Decorating on a Budget

One of my guilty pleasures is the Real Housewives franchise, my favorite being Lisa Vanderpump of RH of Beverly Hills. Lisa has a closet to die for and when I’m not wishing I could wake up with her wardrobe, I’m lusting over her magnificent home decor. While I hope to one day have my own house that has its own name, for now I’ll be living it up in my 2 bedroom, 1.5 bathroom apartment. My plan is to make it lust-worthy like Lisa’s, but ya know on my budget. (more…)

3 Effortless Ways to Grow Your Savings Account

Hey Royals! Happy New Year. I hope you guys have had a stellar holiday season and your 2017 is off to a great start. This is the time of the year that most of us are embarking on new goals/resolutions and one very common goal revolves around finances. Many people want start the new year with the plan to save more money, but then life starts happening and the first thing thrown to the wayside is your savings goal. While I’ve shared a few ways to budget your money, and ultimately create a savings, I recognize that it can sometimes be hard to stick to a budget and be dedicated to saving money. This is why I’m going to share the 3 mindless ways the Boy and I will be growing our savings accounts this year. (more…)

3 Reasons to Break Up w/ Your Cable Company

Over the last year, I have been EXTREMELY displeased with our cable company, but I’ve been scared to cut the cord. While our free time is scarce, almost anytime I’m not obligated to be somewhere I like to be parked in my favorite spot on the sofa watching my shows. I believe my fear stemmed from the false belief that I wouldn’t be able to watch my shows when I wanted to or I wouldn’t be able to watch them at all (so many sites require you to enter your cable username and password to access their on-demand library). After much discussion and slowly weaning ourselves off, The Boy and I decided to cut the cord and break up with our cable provider. Here are 3 reasons why you should break up w/ your cable company too.

(more…)

10 Inexpensive Fall Date Ideas

I can hardly believe that summer will officially be over in just a couple of weeks. This summer has passed in a blur. Between trying to finish up grad school, attending weddings, and working multiple jobs, The Boy and I haven’t had as much time for dates. Thankfully, we live together, so seeing each other isn’t an issue, but frankly we haven’t really had the energy to think outside of the box as far as date nights are concerned. As of today, I’m going to commit to making more of an effort during the fall season. Since I’ve published 10 inexpensive date ideas for the winter, spring, and summer. it seemed only logical to compile a list of 10 inexpensive fall date ideas. I figure this list will serve as a good brain storm session for me AND aid my royals in finding inexpensive (but good) dates to wow their partner. (more…)