Category: The Pennies

Bargain Hunting at The St. Louis Premium Outlets

The only thing I’m probably more obsessed with than catching Pokemon right now is catching deals on clothes, shoes, and accessories. Any blogger that has a fashion component to their blog can attest to the desire to want to always showcase a new outfit. However, for bloggers on a budget, this is rarely a realistic goal. I am personally a HUGE believer in re-wearing things. I mean, after all, that’s why washers and dryers exist. Despite my willingness to repeat an outfit or item, I try to pick up new things whenever my budget will allow. I justify my shopping by almost always buying things at a discounted price. When my blogger pal Psyche of Economy of Style invited me to a shopping event at my favorite outlet in town, The St. Louis Premium Outlets, the budgetnista fashionista in me jumped at the chance to save some coins and grab a few new items! (more…)

The 50/20/30 Budgeting Rule

Alright Royals, it’s time to introduce you to another budgeting technique. Just incase the envelope budgeting system or the zero-based budget didn’t work for you, you can try the 50/20/30 budgeting rule. In case this is your first time reading one of my budgeting segments, I want to vocalize the importance of financial responsibility.The key to successfully budgeting is finding what works for you. It may take a little trial and error, but I’m here to help you get started and let you know it’s a lot easier than what you think! (more…)

3 Netflix Shows You Should Stop, Drop, and Binge Watch

With my master’s degree almost done, the period of loan deferment I’ve been enjoying is quickly coming to an end. In anticipation of this new bill, I’ve been brainstorming ways to either earn more money or cut costs so that I can more or less continue living the lifestyle I’ve been living. For many reasons, including the need to pay for my student loans, The Boy and I have decided to end our relationship with our cable provider. The company we’re currently with has been awful and is ridiculously over priced so this is a cost I am excited to cut. However, I’m a TV junkie. When I really think about it, I watch so much TV I should definitely have a degree or certificate of completion. So despite getting rid of cable, I still need to be able to get my fix! Thankfully, I’ve discovered that Netflix has a ton of original series AND entire series of some of the best shows to ever be on television (in my opinion). So for anyone fed up with their cable provider, looking for ways to save money, or like me is always looking for something new to watch, here are 3 Netflix shows you need to stop, drop, and binge watch! (more…)

10 Inexpensive Summer Date Ideas

Alright Royals! I’m back with another inexpensive date segment. If you’re new here, there was 10 Inexpensive Winter Date Ideas and 10 Inexpensive Spring Date Ideas, so logically with yesterday being the first day of summer I had to put together a list of 10 inexpensive SUMMER Date Ideas. The past few weeks it has been in 90’s and darn near too hot to spend extended period of time outdoors. This means we need to plan for outdoor activities early in the morning, in the evening, around water or just head straight for a place with AC. Without further adieu, here is the royal list of 10 inexpensive summer dates. (more…)

The Zero-Based Budget System

Are any of you familiar with the saying “money makes the world go round”? I’m not sure who the originator was, but adulthood has truly been showing me the truth in that statement. With almost EVERYTHING coming at a price these days, money is a necessity for any level of comfort and unfortunately many of us find ourselves in situations where we wish we had more. While some may want more money to buy material things and some may need more for basic needs like shelter and food, one thing for sure is that you must be smart about your money. In my opinion, a major to key to financial success is budgeting. Last month, I introduced you all to the envelope budgeting system (make sure you check that out if you missed it). Today, I’ll be covering the what, why, and how of the zero-based budgeting system. (more…)