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Now that my friends and I have entered our late 20’s (cringes), the cars we were driving in high school are over 10 years old and it may be time for a new one. Since high school, I’ve had four cars, including the one I’m driving now. Of the five vehicles I’ve had during my lifetime, three were leased and the other two were purchased for me. Lately, I’ve had a lot of friends who know I’ve leased cars, come to me and ask the difference between buying and leasing. While I won’t pretend to be an expert, I’ve learned a few things the past few years that I’m happy to share with anyone with a similar query. (more…)
August is here, which means hundreds of thousands of students are gearing up to head back to campus. Freshmen are excited to FINALLY be done with high school and leaving their parents’ house, while seniors can’t wait to see all their friends and start the count down to graduation. What I’m pretty sure no one is worrying about is their student loans. When I was in undergrad, and admittedly grad school too, I wasn’t thinking anything about my student loans. I knew I’d have to pay them back eventually, but I was just happy to have the semester paid-in-full and impatiently waiting for that refund check to hit my account. Now that school is done and my loan providers basically want my first (unborn) child as payment, I’m realizing I should have been worrying about my student loans from day one! (more…)
Happy Wedding Wednesday Royals! I told you guys last week that I am very slowly climbing aboard the wedding planning train. The good news is the train has left the station! I am committed to documenting my journey and sharing it with all of you. Over the weekend, I attended the Wedding Connection Bridal Show, here in St. Louis. It wasn’t a HUGE show and it was the second I’ve attended since getting engaged, but I tried a few things to make the most of my wedding show experience, and I couldn’t wait to share them with my fellow brides-to-be. (more…)
Does anyone else experience a certain level of fear when they check their bank account on Monday after a weekend of fun? Even when our weekends are full of adult-y things (i.e. paying bills and grocery shopping), I’m nervous to look at our balance come Monday morning. I’m always shocked by how much we spent and yesterday I decided it was time for us to rein it. I pride myself in being fairly budget conscious, but I try really hard to find a balance between knowing where every penny goes and being spontaneous. I think it would help if we start doing no-spend weekends every once in a while. What are those you ask? During a no-spend weekend, we will not spend money eating out or on activities. If we break the rule, I think we should have to put $10 in our savings account. So the next question becomes, if we can’t spend money, what are we going to spend the weekend doing? I’ve come up with 10 things we can do on a no-spend weekend. (more…)
Hey Royals! Happy New Year. I hope you guys have had a stellar holiday season and your 2017 is off to a great start. This is the time of the year that most of us are embarking on new goals/resolutions and one very common goal revolves around finances. Many people want start the new year with the plan to save more money, but then life starts happening and the first thing thrown to the wayside is your savings goal. While I’ve shared a few ways to budget your money, and ultimately create a savings, I recognize that it can sometimes be hard to stick to a budget and be dedicated to saving money. This is why I’m going to share the 3 mindless ways the Boy and I will be growing our savings accounts this year. (more…)