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Now that my friends and I have entered our late 20’s (cringes), the cars we were driving in high school are over 10 years old and it may be time for a new one. Since high school, I’ve had four cars, including the one I’m driving now. Of the five vehicles I’ve had during my lifetime, three were leased and the other two were purchased for me. Lately, I’ve had a lot of friends who know I’ve leased cars, come to me and ask the difference between buying and leasing. While I won’t pretend to be an expert, I’ve learned a few things the past few years that I’m happy to share with anyone with a similar query. (more…)
Maintaining a budget is a lot like dieting. We all want to commit to changes that will give us a
more satisfying lifestyle, but doing so is much easier said than done. The trick to saving money
is not only knowing what to do with the money you have, but knowing what not to do when your
money is limited.
August is here, which means hundreds of thousands of students are gearing up to head back to campus. Freshmen are excited to FINALLY be done with high school and leaving their parents’ house, while seniors can’t wait to see all their friends and start the count down to graduation. What I’m pretty sure no one is worrying about is their student loans. When I was in undergrad, and admittedly grad school too, I wasn’t thinking anything about my student loans. I knew I’d have to pay them back eventually, but I was just happy to have the semester paid-in-full and impatiently waiting for that refund check to hit my account. Now that school is done and my loan providers basically want my first (unborn) child as payment, I’m realizing I should have been worrying about my student loans from day one! (more…)
When I finished undergrad, my only concern was finding a job and not being back under my mother’s roof for too long. I wasn’t terribly worried about how much student loan payments would or even how they would impact my life years down the road. Now that I’m a real life adult and trying to plan a wedding, buy a house, buy a car, and generally just trying to live, I’m realizing how much of a hold my student loans have on my life. The truth about student loan debt is that it sucks. I don’t know a single person with student loans that feels as though their education was worth it. Despite those feelings, we still have to make those payments, but I have a few tips to avoid letting student loan debt ruin your life. (more…)
Traveling has been on my mind a lot lately and according to my honey’s Instagram post, he’s feigning for a change of scenery too. Now that we are engaged, I feel that we need to be A LOT more budget conscious so that we can pay for a wedding. However, my need to feel the sand between my toes and experience a new culture seems just as important as saving for our wedding. Even if we weren’t now saving for a wedding, we live on a budget and don’t truly have “extra” money just lying around, but it’s totally possible to travel when you’re broke and I’m here to share a few tips! (more…)